Planning to Buy a Home? These White Lies Can Jeopardize Your Chances!
Have you heard the saying “honesty is the best policy?” That is generally true in life—but it is especially true when it comes to real...
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Ray Martin
- Feb 27
- 3 min
How To Make Your Dream of Homeownership a Reality!
According to a recent Harris Poll survey, 8 in 10 Americans say buying a home is a priority, and 28 million Americans actually plan to...
Ray Martin
- Feb 16
- 4 min
It Is A Shifting Market! What Does That Mean For You?
I am sure it comes as no surprise to you that there is a shift occurring in the real estate market. The questions being asked,...
Ray Martin
- Feb 3
- 4 min
Are Mortgage Rates Back to “Normal”?
If you think mortgage rates are at an all-time high, you would not be alone. According to this NerdWallet article, 61% of Americans...
Ray Martin
- Feb 3
- 1 min
You May Not Need as Much as You Think for Your Down Payment!
Many people believe you need to put down 20% of the purchase price when you buy a home. But recent homebuyers actually put down far less...
Ray Martin
- Jan 28
- 2 min
Why You Should Not Fear Today’s Foreclosure Headlines!
If you have seen recent headlines about foreclosures surging in the housing market, you are certainly not alone. There is no doubt, the...
Ray Martin
- Jan 28
- 3 min
The 3 Factors That Affect Home Affordability!
If you have been following the housing market over the last couple of years, you have likely heard about growing affordability challenges....
Ray Martin
- Jan 20
- 2 min
Think Twice Before Waiting for 3% Mortgage Rates!
Last year, the Federal Reserve took action to try to bring down inflation. In response to those efforts, mortgage rates jumped up...
Ray Martin
- Jan 20
- 2 min
Pre-Approval in 2023: What You Need To Know!
One of the first steps in your homebuying journey is getting pre-approved. To understand why it is such an important step, you need to...
Ray Martin
- Jan 5
- 1 min
The Journey To Buy A Home!
When you buy a home, there are several key milestones you will encounter on your journey. The process includes building your team,...
Ray Martin
- Jan 5
- 2 min
Wondering How Much You Need To Save for a Down Payment?
If you are getting ready to buy your first home, you are likely focused on saving up for everything that purchase involves. One cost...
Ray Martin
- Jan 5
- 3 min
Don't Worry About Home Prices Dipping This Year (Unless You Are Among This 3% Of Homeowners)!
It is natural for people to be concerned that they are buying a house when prices are at their peak, and people worry about that in...
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