Are Mortgage Rates Back to “Normal”?
If you think mortgage rates are at an all-time high, you would not be alone. According to this NerdWallet article, 61% of Americans...
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Ray Martin
- Feb 3
- 1 min
You May Not Need as Much as You Think for Your Down Payment!
Many people believe you need to put down 20% of the purchase price when you buy a home. But recent homebuyers actually put down far less...
Ray Martin
- Dec 28, 2022
- 2 min
Applying For a Mortgage? Here’s What You Should Avoid Once You Do!
While it is exciting to start thinking about moving in and decorating after you have applied for your mortgage, there are some key things...
Ray Martin
- Dec 17, 2022
- 1 min
Best Design Advice for Homeowners In 2023, Based Upon What Didn’t Work In 2022!
2022 is coming to an end. And as the year comes to a close, many homeowners are looking ahead to 2023—and the home projects they plan to...
Ray Martin
- Jun 2, 2022
- 2 min
Why Home Loans Today Aren’t What They Were in the Past!
In today’s housing market, many are beginning to wonder if we’re returning to the riskier lending habits and borrowing options that led...
Ray Martin
- Apr 9, 2022
- 3 min
What You Need To Budget For When Buying a Home!
When it comes to buying a home, it can feel a bit intimidating to know how much you need to save and where to find that information. But...
Ray Martin
- Apr 9, 2022
- 2 min
The Future Of Home Price Appreciation And What It Means For You!
Many consumers are wondering what will happen with home values over the next few years. Some are concerned that the recent run-up in home...
Ray Martin
- Mar 17, 2022
- 2 min
Don’t Get Caught Off Guard By Closing Costs!
As a homebuyer, it is important to plan and budget for the expenses you will encounter when you purchase a home. While most people...
Ray Martin
- Mar 3, 2022
- 2 min
Down Payment Assistance Programs Can Help You Achieve Homeownership!
For many homebuyers, the thought of saving for a down payment can feel daunting, especially in today’s market. That is why, when asked...
Ray Martin
- Mar 3, 2022
- 1 min
The Difference Between Renting And Owning!
If you are deciding whether to rent or buy, consider the many financial benefits that come with owning a home. If you are weighing your...
Ray Martin
- Feb 5, 2022
- 2 min
Renovating Your Home? Use These Tips to Keep Your Peace Of Mind (And Your Sanity!)
Renovating your home can be a stressful, time-consuming process—and if you want to keep your peace of mind (and sanity!) during your...
Ray Martin
- Feb 5, 2022
- 3 min
Homebuyers: Beware Of Companies Offering To Help You Become An All-Cash Buyer!
It is tough to compete in a market with so many buyers as it is, but when you are up against other buyers who have cash, it is even...
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