Transformation Advisory, LLC
DFWREAdvisors Blog

Jul 7, 2022
2 min

How Your Equity Can Grow over Time!

It is true that record levels of home price appreciation have spurred significant equity gains for homeowners over the past few years. As Diana Olick, Real Estate Correspondent at CNBC, says: “The stunning jump in home values over the course of the Covid-19 pandemic has given U.S. homeowners record amounts of housing wealth.” That is great for your home’s value over the last couple of years, but what if you have lived in your home for longer than that? You may be wondering

Is Homeownership Still the American Dream?

Ray Martin

Jul 5, 2022
2 min

Is Homeownership Still the American Dream?

Defining the American dream is personal, and no one individual will have the same definition as another. But the feelings it brings about – success, freedom, and a sense of prosperity – are universal. That’s why, for many people, homeownership remains a key part of the American Dream. Your home is your stake in the community, a strong financial investment, and an achievement to be proud of, now more than ever! A recent survey from Bankrate asked respondents to rank achieve

Been Waiting to Sell and Buy a “Move-Up” Home? Now May Be the Perfect Time!

Ray Martin

Jun 17, 2022
3 min

Been Waiting to Sell and Buy a “Move-Up” Home? Now May Be the Perfect Time!

Most people don’t buy their “forever house” right out of the gate. It is hard to afford a home that has the size and amenities you want on your first (or even second) purchase. So most people start out with something a little smaller, needing some work, or not in their ideal location. The plan is usually to spend a few years in it, then sell it to buy a bigger, better home in your ideal neighborhood once you have built up some equity. That typical trajectory has been put

Home Price Deceleration Does Not Mean Home Price Depreciation!

Ray Martin

Jun 16, 2022
2 min

Home Price Deceleration Does Not Mean Home Price Depreciation!

Experts in the real estate industry use a number of terms when they talk about what is happening with home prices. And some of those words sound a bit similar but mean very different things. To help clarify what's happening with home prices and where experts say they are going, here is a look at a few terms you may hear: Appreciation is when home prices increase. Depreciation is when home prices decrease. Deceleration is when home prices continue to appreciate, but at a slo

A Majority of Consumers Say It Is a Good Time To Sell Your House!

Ray Martin

Jun 15, 2022
2 min

A Majority of Consumers Say It Is a Good Time To Sell Your House!

If you are a homeowner thinking about selling your house, you are probably looking for the best time to make your move. That means you are likely balancing a number of factors, like your changing needs, where you will go when you sell, and today’s mortgage rates in order to time it just right. According to recent data, that sweet spot could already be here. The latest Home Purchase Sentiment Index (HPSI) by Fannie Mae finds that 76% of consumers believe now is a good time t

Thinking About Buying a House and Changing Jobs? Here Are the Factors to Consider!

Ray Martin

Jun 14, 2022
2 min

Thinking About Buying a House and Changing Jobs? Here Are the Factors to Consider!

We are in the midst of what experts are dubbing The Great Resignation, with people leaving their jobs in record numbers. But what if you are considering buying a home in the near future? Is joining The Great Resignation the right move for you, or is it better to wait until after you have purchased a home to make a major career move? A recent article from realtor.com outlined factors potential buyers should consider if they are considering changing jobs before or during their

Ray Martin

Jun 14, 2022
3 min

Is the Housing Market Correcting?

If you are following the news, all of the headlines about conditions in the current housing market may leave you with more questions than answers. Is the boom over? Is the market crashing or correcting? Here’s what you need to know. The housing market is moderating compared to the last two years, but what everyone needs to remember is that the past two years were record-breaking in nearly every way. Record-low mortgage rates and millennials reaching peak homebuying years

Thinking About Buying a Home but Have Less Than Perfect Credit? Use These Tips to Boost Your Credit

Ray Martin

Jun 10, 2022
2 min

Thinking About Buying a Home but Have Less Than Perfect Credit? Use These Tips to Boost Your Credit

Thinking about buying a home, but concerned that your credit score isn’t where it needs to be? Not to worry; there are steps you can take to increase your credit score prior to buying a home—and increase your likelihood of getting approved for a mortgage in the process. So what, exactly, are those steps? A recent article from realtor.com outlined strategies potential buyers can use to boost their credit score in the months before purchasing a home, including: Check your cre

Buying New Construction? These Upgrades Will Deliver The Most Value!

Ray Martin

Jun 10, 2022
1 min

Buying New Construction? These Upgrades Will Deliver The Most Value!

When you buy a new construction home, you can go with the baseline design, or you can invest in upgrades to customize your home. But the question is—which upgrades are actually worth the investment? A recent article from realtor.com outlined the most valuable builder upgrades buyers should consider for their new construction homes, including: Energy-efficient upgrades. Energy-efficient upgrades (like Energy Star windows or a smart thermostat) offer significant savings on ut

The Pros and Cons of Using an Escalation Clause in a Bidding War on a House!

Ray Martin

Jun 10, 2022
3 min

The Pros and Cons of Using an Escalation Clause in a Bidding War on a House!

It doesn’t matter if it is a sellers’ market or one that is more in favor of buyers; if a house is desirable and priced appropriately, the chances are you’re going to find yourself in a bidding war. Makes sense, right? If you love the house, most likely other buyers in the market will as well. So, not only do you have to act fast, but you need to pull out all the stops in order to get your offer accepted. But that doesn’t mean you want to offer more than you have to in order

Ray Martin

Jun 10, 2022
1 min

The Top Reasons To Own Your Own Home!

June is National Homeownership Month, and it is a great time to consider the benefits of owning your own home. Are you ready to experience all the great benefits that come from purchasing a home? Let’s connect to begin the process today. #dfwrealestate #realestate #dallasrealestate #dfwrealtor #northdallasrealtor #northdallasrealestate #dfwrealestateadvisor #dfw #dfwreadvisors

Ray Martin

Jun 10, 2022
2 min

Luxury Homes Are in High Demand!

As people realize their needs are changing, some are turning to luxury housing to find their dream home. Investopedia helps define what pushes a home into this category. In a recent article, they point out that a luxury home isn’t only defined by its price. Location is also an important factor. It could be a condo at a desirable city address, a spacious home on the water, or one with access to luxury activities like arts and entertainment, high-end shopping and dining, and

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DFWREAdvisors Blog